Effective date / last updated: October 13, 2026
These Terms and Conditions ("Terms") govern your use of Harvest AF's websites (including harvestaf.com and harvestaf.net) and your purchase of our 2026 services and campaigns, including the Year-End Tax Check, the Tax Roadmap, the free Tax Snapshot, and the Tax Savings Starter Kit. By using this site, submitting a form, or purchasing a service, you agree to these Terms. Questions: [email protected].
Harvest AF is a tax-led advisory firm providing tax planning, tax preparation, and advisory services. Tax preparation and filing services are performed only under a signed engagement letter, which controls if it conflicts with these Terms.
The Tax Snapshot, the Tax Savings Starter Kit, and any other free calculator or resource provide simplified estimates for illustration and education only. They are not tax preparation, not a filed return, and not advice for your specific situation. Figures are based solely on the numbers you enter and on simplified assumptions about 2026 federal tax law, and may differ from a professionally reviewed result. Do not make filing, payment, or election decisions based only on a free estimate.
The Year-End Tax Check is a fixed-fee review that delivers: your estimated 2026 federal tax number (income tax and self-employment tax shown separately); a quarterly set-aside schedule; a cash and payment plan; prioritized risks and opportunities; a one-page next-move summary; and a review call (up to 45 minutes) with your planner. The fee is $497, paid upfront at checkout.
Delivery timing. Your Year-End Tax Check is delivered within 5 business days after your file is marked Ready for Analysis. A file becomes Ready for Analysis when all four are true: (1) your payment is received; (2) your engagement letter is signed; (3) all requested documents are in, including your prior-year return and bank statements submitted through the intake form; and (4) our team has confirmed your file is ready and notified you of the Ready for Analysis date. The delivery clock does not start at purchase, and time spent waiting on information from you does not count toward the 5 business days.
Scope limits. The Year-End Tax Check is an estimate and planning review based on the information you provide. It does not include tax return preparation or filing, bookkeeping cleanup, entity formation or election filings, or state returns, except where your written quote says otherwise. If your situation requires specialist work (for example, S corporation, partnership, or complex multi-state matters), we will tell you before doing that work and quote it separately.
Our promise: if your one-pager doesn't show you exactly what to set aside and what you can keep — in plain English — you don't pay. If you believe your Year-End Tax Check did not deliver that clarity, contact us within 7 days of delivery. We will first walk through the one-pager with you and re-issue it with the missing clarity added. If you are still not satisfied after that walkthrough, we will refund your $497 fee. The guarantee covers clarity of the deliverable; it is not a guarantee of any tax outcome, refund amount, or savings figure.
If you upgrade after your Year-End Tax Check delivery to a Tax Roadmap or an S03, S04, or S05 advisory package, your $497 fee is credited as follows, measured from the delivery timestamp we record: 100% credit if you upgrade within 48 hours of delivery; 50% credit ($248.50) through 2 weeks after delivery; 25% credit ($124.25) through 1 month after delivery; no credit after 1 month. Credits apply to the upgrade fee only and are not refundable in cash.
Prices are for the 2026 campaign period and may change for future campaigns. If your return or records complexity requires a higher fee than the package price, we will contact you before continuing the work. No surprise bills.
You agree to provide complete and accurate information and documents, and to respond to requests in a timely way. Our work relies on the information you provide; we do not audit your books or verify your records unless that is expressly in scope. You are responsible for reviewing deliverables promptly and telling us about errors or missing information.
Payments are processed by Stripe. Fees are due as stated at checkout or in your engagement letter. Work may be paused for non-payment. If a payment is reversed or disputed after delivery, amounts owed under these Terms remain payable.
By providing your email or phone number on our sites or forms, you consent to receive service communications from Harvest AF. Marketing emails include an unsubscribe link. If you opt in to text messages, you agree to receive SMS about your service and our campaigns; message frequency varies, message and data rates may apply, reply STOP to opt out and HELP for help. Consent is not a condition of purchase. Our Privacy Policy governs how we handle your information.
Tax results depend on your facts, records, and the law in effect. We do not guarantee any specific tax savings, refund, audit outcome, or IRS or state acceptance of any position. Planning recommendations are professional judgment based on the information available when delivered.
Site content, calculators, templates, and deliverable formats are the property of Harvest AF. Your paid deliverables are yours to use for your own tax and business planning; you may not resell or redistribute our templates or tools.
To the fullest extent permitted by law, Harvest AF's total liability arising from a service is limited to the fees you paid for that service. We are not liable for indirect or consequential damages, or for outcomes resulting from inaccurate or incomplete information you provided or from deadlines missed while we waited on your information.
These Terms are governed by the laws of the State of Texas. We may update these Terms as campaigns and services change; the version posted on this page with its effective date is the current version, and continued use of the site or services after an update constitutes acceptance.
Contact: Harvest AF · [email protected]